Treasury Analyst (Liquidity, Capital & Controls)
Our environment is fast-paced and collaborative, where your efforts are recognised, rewarded, and make a tangible impact.
About us
Join one of the UK’s fastest growing and award-winning banks.
We are a team of ambitious, passionate, hardworking, and committed people who have successfully created and launched one of the UK’s newest specialist property finance banks. As we embark on an exciting journey of growth, we are seeking exceptional new team members who possess both the ambition and drive to contribute to our vision. At GB Bank, we believe that career progression should not only be achievable but accelerated, enabling our employees to reach their potential in a supportive and dynamic atmosphere.
Our environment is fast-paced and collaborative, where your efforts are recognised, rewarded, and make a tangible impact. We take pride in fostering and open and inclusive culture that not only embraces change but also encourages continuous learning and professional development.
In this role, you will:
Job purpose summary The Treasury Analyst will support the wider Treasury and Markets team in managing liquidity and market risk through high-quality analysis, reporting and MI production. This includes day-to-day management of the Bank’s treasury systems and the production of Treasury reporting for ALG, ALCo and ExCo. The role will also strengthen Treasury governance by supporting RiskSmart control ownership, maintaining audit-ready evidence packs, and coordinating Treasury policy and procedure monitoring and updates to ensure documentation remains current, controlled and aligned to regulatory expectations.
Key role specific responsibilities
Liquidity, Market Risk & IRRBB
Analyse IRRBB metrics (e.g., NII/EVE sensitivities) and support implementation of appropriate hedging actions to ensure compliance with risk appetite and limits.
Analyse liquidity and funding exposures, including cashflow forecasting and forward projections, to ensure key liquidity metrics remain within limits.
Develop and maintain forward-looking liquidity and balance sheet indicators to provide early warning of emerging risks.
Monitor and analyse data trends and movements, producing new and relevant MI and clear narrative commentary for senior forums.
Support BAU operation and continuous improvement of ALMIS and contribute to the implementation of any new Treasury systems (including testing, data validation, and reporting outputs).
Partner with Treasury Operations and the wider Finance/Treasury team to improve Treasury processes and controls, automating and standardising reporting where possible.
Collaborate with Savings, Lending and Operations stakeholders to support effective balance sheet management and delivery of Treasury objectives.
Controls, Governance & Policy Management (RiskSmart)
Act as day-to-day owner of Treasury Risk & Control Self-Assessments (RCSA), ensuring risks, controls, testing, evidence and actions are maintained to a high standard.
Support Treasury governance by maintaining audit-ready evidence packs, issue logs and control artefacts, ensuring traceability and readiness for Internal Audit and regulatory scrutiny.
Support the ongoing management of Treasury policies, standards and procedures, ensuring documentation remains current, accurate, approved and embedded in BAU activity.
Maintain the Treasury policy inventory (owners, review dates, version control, approval route, and evidence of sign-off).
Monitor upcoming policy review dates and proactively coordinate updates with key stakeholders (Treasury, Risk, Finance, Compliance, Operations).
Track and document policy changes, including rationale, key amendments, impacted processes/controls, and implementation actions.
Ensure Treasury policies and procedures are reflected in day-to-day working practices, controls, MI production and governance packs.
Regulatory & Stress Testing
Assist with the production and ongoing development of the ICAAP, ILAAP, Recovery Plan and Risk Appetite reviews.
Support the development and execution of liquidity stress testing, cashflow modelling and scenario analysis.
Support the completion of Treasury-related regulatory reporting returns, ensuring accuracy, consistency, and clear audit trail documentation.
Support Internal Audit / Regulatory requests by providing policy artefacts, version history, evidence packs and supporting documentation quickly and accurately.
A bit about you – You are/have:
Minimum 2 years’ experience in a banking Treasury environment (or closely related balance sheet / ALM / liquidity role).
Strong understanding of banking and Treasury products, the inherent risks in these products, how these risks are mitigated, and the impact on risk appetite, regulatory requirements and strategic objectives.
Solid grasp of core liquidity concepts including liquidity buffer management, cashflow profiling, funding gaps, wholesale funding and concentration risk, and how Treasury supports balance sheet management.
Strong analytical capability, including working with large datasets, performing reconciliations, trend analysis, and producing clear insights and commentary (not just outputs).
Proven experience producing accurate, timely and well-presented MI / reporting for senior forums (e.g., ALG, ALCo, ExCo and Board-level packs).
Treasury systems competence: experience supporting the day-to-day operation of Treasury systems (e.g., TMS / ALM tools, market data inputs, data feeds and reporting outputs) with strong focus on controls and data integrity.
Strong governance and control discipline: comfortable operating in a controlled environment with strong documentation standards, evidence retention and an audit-ready mindset.
Experience supporting policy and procedure management including version control, review cycles, approvals and change logs (or demonstrable capability to adopt quickly).
Strong stakeholder management skills, with ability to coordinate across Treasury, Risk, Finance and Operations to resolve data breaks, align assumptions and deliver to deadlines.
Advanced Excel capability (modelling, pivots, lookups, data validation, structured outputs); PowerBI/SQL experience is advantageous.
Strong written and verbal communication skills: able to provide clear narrative, explain movements, escalate issues appropriately, and contribute effectively to governance forums.
Highly organised with strong attention to detail, able to manage competing priorities and deliver under time pressure.
Embraces change and demonstrates the ability to influence, challenge constructively, and drive continuous improvement.
Exposure to regulatory liquidity frameworks (e.g., LCR, ILAAP, liquidity stress testing, survival horizon methodology).
Familiarity with RiskSmart (or similar GRC tools / RCSA frameworks), including issue/action tracking and control mapping.
Experience supporting Internal Audit / External Audit requests and producing evidence packs.
Knowledge of market risk basics, including IRRBB, hedging concepts and sensitivities.
Experience using PowerBI / SQL / Python for automation and analytics.
Experience in a scaling bank/challenger bank environment with evolving Treasury governance and control expectations.
Professional Qualifications
Bachelor’s Degree in Mathematics, Engineering, Business, Finance, Economics or other relevant subject or;
Professional accreditations from recognised industry bodies (ACT, CertBALM) and a commitment to continual professional development are preferred
What we can offer you:
8% company pension contribution and 3% individual contribution (which you can opt to increase)
25 days holiday every year plus bank holidays on top
Private medical cover with BUPA - includes no excess + you can add family through salary sacrifice
Death in service at 4 x base salary with Aviva
Mental health support - through a helpline and counselling sessions
Enhanced maternity, paternity and adoption leave
What else do I need to know?
Location: Mayfair, London (office based)
Salary: Competitive
Hours: 35 Hours per week
We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates, regardless of their age, sex, race, disability, sexual orientation, gender reassignment, religion or belief, marital/civil partnership status, or pregnancy and maternity.
At GB Bank, we value privacy and data protection rights. We have a longstanding data protection culture and promote robust ethical standards in data management. Please read our Privacy Notice in relation to our recruitment activities before submitting your application to work with us.
- Locations
- London
- Remote status
- Hybrid
About GB Bank
GB Bank is a trusted go-to lender for property investments, providing funding solutions directly to customers or via brokers.
Our environment is fast-paced and collaborative, where your efforts are recognised, rewarded, and make a tangible impact. We take pride in fostering and open and inclusive culture that not only embraces change but also encourages continuous learning and professional development.